50,000+ Users
Use Zoto Everyday

And they love the experience!
See what they have to say about the Zoto app.


Zoto is trusted

Everyone is verified

To keep all app users safe,
we ensure multiple levels of user verification.
Making it almost impossible for anyone else
to use your Zoto account.

Your Payment is Secure

With the highest level of security standards, PCI DSS compliance,&
a routine scan by Norton, the Zoto payment platform is secure and safe.

Norton Security

Norton Secured indicates that the website is getting a vulnerability assessment scan.

Verified by VISA

Adding an extra layer of security to purchases it is a global solution designed to make eCommerce transactions more secure.


It is private code for your master card account that gives you an additional layer of online shopping security


Recharge with one of Nigeria's most popular debit cards, Verve, on the Zoto app. Your payment is processed securely by Verve.

Zoto mobile is trusted

Technology you can trust

We have built a technology that scales with your needs,
so no matter your need, the Zoto platform is able
to take care of them.
We have an easy to use FAQ section to help you understand
how best to use the app and correct any errors you might get.

People Love Us

Some recent feedbacks from our users after experiencing zoto

Awesome application

Getting unit for my mobiles numbers are just a click
away with bonuses that's work.
- Babatunde Adejare Yusuf on Playstore

@myzoto woooowwwwww, zooottttoooooo!!! You're thebest.
I believe, trust, accredit, admit that zoto app is the
best app ever.
- @Abubakartunde12 on Twitter

Best App in Nigeria

This app is good for loading credit of any network,
I recommended this app as most have for Nigeria users.
- Hector Oged on Playstore

@myzoto still look like a joke tho, got 3k airtime
just for doing amebo, thanks ZOTO i really appreciate, u put a smile on
my face #bless.
- @swain_alexander on Twitter

Read this: Highly Recommended

The UI is a killer, there is always a cashback,
convenient and secure, support is cool, Once i got transaction failed
but i was debited, contacted them and in no time, i was credited back
in my bank account. Here are extra 10 stars.
- Lex Udo on Playstore

Download App

Recharge from mobile website


52 Ahmadu Bello Way, Victoria Island
Lagos, Nigeria

0800 069 9686

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100% money back guarantee

Licensed by central Bank of Nigeria

24x7 customer services

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